Overview

In India’s highly regulated financial sector, regulatory compliance isn’t just a box to check—it’s a business-critical necessity. Investment advisory firms registered under SEBI (Securities and Exchange Board of India) must navigate a complex web of regulations related to client onboarding, data retention, financial disclosures, and operational transparency.

This case study details how a SEBI-registered investment advisory firm leveraged FAB Builder’s advanced code generation platform for SEBI-compliant website solutions. Within days, the firm transitioned from a static online presence to a secure, scalable, and regulation-ready digital platform. The result? A seamless investor onboarding system with e-KYC, digital signatures, secure payments, and real-time compliance tracking.

About the Client

The client is a registered investment advisory firm under SEBI that provides wealth management, personalized portfolio advice, and data-driven financial planning services to individuals and small institutions. Its core promise is built around transparency, investor education, and long-term value creation.

As the firm grew, so did the pressure to align with evolving SEBI mandates. However, their legacy system—primarily built for branding—lacked the functional depth needed for compliant onboarding, secure client agreements, digital payments, and audit trails. The absence of a centralized compliance-ready platform posed major risks to scalability and regulatory integrity.

Industry Context

  • Sector: Financial Services, Investment Advisory, RegTech, Wealth Management
  • Regulator: Securities and Exchange Board of India (SEBI)

Key SEBI Requirements for Registered Investment Advisors:

  • Real-time e-KYC using Aadhaar/PAN validation
  • Mandatory disclosures (registration info, performance metrics, disclaimers)
  • Legally binding digital signature systems
  • Secure digital payments with full traceability
  • Long-term client data storage (minimum 5 years)
  • Transparent investor communications and accessible audit logs

Meeting these standards required more than just adding features—it called for a comprehensive SEBI-compliant website development approach that could evolve with ongoing regulatory updates.

The Problem

The firm’s legacy infrastructure created bottlenecks that put operations at risk:

  • Manual onboarding through emails and scanned documents
  • Physical signatures delaying client activation
  • No real-time SEBI disclosures (performance, risk factors, registration data)
  • No online payment capability—only manual transfers
  • Lack of encrypted data storage or retention systems
  • No audit-ready logs or dashboards

To future-proof its operations, the firm needed a SEBI-compliant website solution that could automate compliance, accelerate onboarding, and withstand scrutiny.

The Challenge

Translating SEBI’s legal framework into a frictionless digital experience required solving multiple challenges:

  • Interpreting SEBI circulars into actionable digital workflows
  • Integrating government APIs for Aadhaar/PAN verification
  • Deploying e-signature systems legally recognized in India
  • Creating front-end modules that present compliance data clearly
  • Encrypting and storing sensitive financial data with traceable logs
  • Completing the entire project within a 4–6 week audit preparation window

The FAB Builder Advantage: Accelerated SEBI-Compliant Website Development

The firm turned to FAB Builder’s code generation platform for a rapid, structured approach. FAB Builder enabled a fast-track delivery model that combined modular development, plug-and-play integrations, and bulletproof security protocols.

Highlights of the SEBI-Compliant Website Solution:

  • Instant UI/UX generation for dashboards, forms, and admin tools
  • API-ready modules to connect seamlessly with NSDL, Razorpay, and DocuSign
  • Secure and single-click cloud deployment with encryption, IAM controls, and automated logging
  • Flexible architecture built for future compliance and service expansions

Execution Process

Phase 1: Compliance Blueprint

  • Mapped SEBI requirements to technical modules
  • Documented onboarding, disclosure, and data storage workflows

Phase 2: User Experience Design

  • Structured registration pages with SEBI-mandated disclaimers
  • Designed intuitive e-KYC, signature, and payment flows

Phase 3: Code Generation + Custom Integration

  • Built login systems, investor dashboards, and onboarding forms using FAB Builder
  • Integrated:
  • NSDL API for Aadhaar/PAN-based e-KYC
  • DocuSign for secure digital contract execution
  • Razorpay for compliant digital payment processing
  • Developed custom modules for performance disclosures and risk notices

Phase 4: Compliance, Storage & Security

  • Enabled encryption at rest using MongoDB
  • Cloud setup on AWS with IAM roles, CloudWatch logs, and retention policies
  • Implemented a 5-year data backup system for audit-readiness

Phase 5: Testing, SEBI Audit Preparation & Launch

  • Simulated real-user onboarding flows for QA
  • Validated platform against SEBI’s audit checklist
  • Deployed live environment with handover documentation

Technology Stack

  • Frontend: React.js
  • Backend: Node.js (Express.js)
  • Database: MongoDB with encrypted storage
  • Cloud: AWS (EC2, S3, IAM, CloudWatch)
  • Integrations:
  • NSDL e-KYC
  • DocuSign for e-signatures
  • Razorpay for payment and compliance logging

Key Modules in the SEBI-Compliant Website Solution

1. Compliance Center

  • Displays all SEBI disclosures, legal notices, and registration details.
  • Ensures full transparency and meets regulatory visibility standards.
  • Easily accessible by both clients and auditors.

2. e-KYC Module

  • Enables real-time identity verification using Aadhaar and PAN.
  • Integrated with NSDL APIs for accurate and instant validation.
  • Eliminates manual paperwork and speeds up onboarding.

3. Digital Signature System

  • Facilitates legally binding digital agreements through DocuSign.
  • Fully compliant with Indian digital signature regulations.
  • Streamlines client agreement workflows and reduces delays.

4. Investor Dashboard

  • Allows users to upload documents, track onboarding status, and view performance history.
  • Designed for an intuitive and engaging user experience.
  • Reduces support dependency and enhances investor trust.

5. Admin Panel

  • Empower internal teams to manage user data and monitor onboarding processes.
  • Includes audit-ready logs and real-time tracking capabilities.
  • Supports compliance teams in ensuring regulatory adherence.

6. Payments Gateway

  • Integrates Razorpay for secure and traceable digital transactions.
  • Meets SEBI mandates for financial compliance and fraud protection.
  • Simplifies the payment process for investors.

7. Performance Disclosure

  • Visualizes portfolio performance using SEBI-compliant charts and data formats.
  • Includes mandatory risk disclaimers and registration information.
  • Promotes transparency and informed decision-making for clients.

8. Data Archiving System

  • Stores encrypted backups with automated retrieval capabilities.
  • Maintains data for at least five years, in line with SEBI regulations.
  • Ensures audit readiness and long-term operational security.

Outcomes & Measurable Impact

  • 60% Faster Onboarding: Automated KYC + e-signature = reduced manual steps
  • 100% Digital Compliance: Aligned with all SEBI mandates within 4 weeks
  • 200+ Investors Onboarded: In just 3 months of going live
  • Investor Trust Boost: Transparent, user-friendly, and secure onboarding
  • 85% Reduction in Manual Ops: Freed up internal teams from document-heavy workflows
  • 99.95% Platform Uptime: Ensures continuous audit readiness and real-time access
  • Successful SEBI Audit: Recognized for data security, visibility, and traceability

Strategic Value of the SEBI-Compliant Website Development

  • Positioned as a RegTech leader in digital investor onboarding
  • Recognized by SEBI auditors as a model for transparent data traceability
  • Built a future-proof foundation for integrations with PMS tools, CRM systems, and analytics
  • Expandable to other SEBI-regulated services (PMS, mutual funds, etc.)

Services Delivered

1. End-to-End SEBI-Compliant Website Development: Comprehensive development of a fully SEBI-compliant digital platform, ensuring that all features, workflows, and security protocols align with regulatory standards.

2. Regulatory Compliance Mapping & Reporting: In-depth analysis and mapping of SEBI’s regulatory requirements to ensure the website meets mandatory compliance. This includes creating detailed reports for transparency and audit readiness.

3. NSDL-Based e-KYC Integration: Seamless integration of NSDL’s e-KYC service for real-time identity verification using Aadhaar and PAN, eliminating the need for manual paperwork and speeding up the client onboarding process.

4. DocuSign Digital Signature Workflows: Integration of DocuSign’s secure digital signature system to facilitate legally binding agreements and contracts, ensuring compliance with Indian digital signature regulations and streamlining the client agreement process.

5. Razorpay Payment Gateway Setup: Configuration of Razorpay’s payment gateway to enable secure, traceable digital transactions that comply with SEBI’s financial regulations. This includes fraud protection and a smooth payment experience for investors.

6. Cloud Hosting, Encryption, and Data Retention: Cloud-based hosting solution on AWS, including encryption of sensitive data at rest and in transit, secure user access controls, and automated data retention policies to meet SEBI's five-year storage requirement for client data.

7. QA Testing, Deployment, and Audit Preparation: Thorough quality assurance (QA) testing to simulate real-user onboarding flows and validate the platform’s compliance with SEBI’s checklist. This was followed by successful deployment and preparation for SEBI audits with comprehensive documentation and system checks.

Client Testimonial

“We needed more than just a website—we needed a solution that would stand up to SEBI scrutiny, win investor trust, and work flawlessly under pressure. The platform delivered exactly that. Its seamless integration of compliance and UX has transformed how we operate.”

— Compliance Officer, SEBI-Registered Investment Advisory Firm

Conclusion

This case study underscores how FAB Builder delivers high-impact SEBI-compliant website solutions for SEBI-registered investment advisory firms navigating India’s strict regulatory environment. By blending automation, modern development frameworks, and compliance-first engineering, FAB Builder empowered the client to go live with a secure, scalable, and regulator-ready platform—setting a new benchmark for the investment advisory industry. Want a tailored roadmap for SEBI-compliant digital transformation? Schedule a free consultation with our team. Let’s Build Your SEBI-Compliant Platform

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Ishaan Puniani

Architect
-Written by
ishaan@fabbuilder.com

I love finding patterns and concluding insights out of it. After working as Employee, a Consultant, a Freelancer I figured out mostly we start our project or a module or microservice either by copying an existing code or base repositories from GitHub lets say. And then spend a lot of time on customising it, analysing pitfalls, making it work so that I can start writing business logic for the work. So, I started POC-ing FAB Builder so that I get a trailered project targetted to my requirements and on which I can start writing business logic within few mins. This makes my life easy and my clients get a better quality products which are easy to modify and easy to maintain.